CloudBadger revolutionises core banking delivery.
Step into the future of financial services with a platform built for digital-first modern banking.
One financial services platform connecting you to a global audience.
Ready to elevate your banking operations and accelerate growth?
Learn how CloudBadger can launch your business into the future.
CloudBadger revolutionises core banking delivery.
Step into the future of financial services with a platform built for digital-first modern banking.
One financial services platform connecting you to a global audience.
Ready to elevate your banking operations and accelerate growth?
Learn how CloudBadger can launch your business into the future.
Transform your bank’s operations and customer engagement with our secure, scalable, and customizable cloud platform.
From deposits to identity management, we’ve got you covered.
Comprehensive suite of digital banking services
Comprehensive suite of digital banking services
Comprehensive suite of digital banking services
Set and track goals with manageable task breakdowns.
Set and track goals with manageable task breakdowns.
Set and track goals with manageable task breakdowns.
Tailored solutions for all types of financial institutions
Tailored solutions for all types of financial institutions
Tailored solutions for all types of financial institutions
Enhanced user experience for everyone
Enhanced user experience for everyone
Enhanced user experience for everyone
Platform overview
Unveiling CloudBadger’s Comprehensive Platform
At the heart of CloudBadger’s offering lies our robust and versatile platform, designed to meet the diverse needs of today’s financial landscape. This powerful ecosystem is structured to provide end-to-end solutions for financial institutions of all sizes and types.
01
Solutions
Tailored for specific financial service models
02
Product Areas
Core banking functionalities
03
Enablement Services
Essential tools for seamless operations
04
Technology Options
Flexible deployment models
05
Customer Segments
Serving diverse clientele
Comprehensive product areas
The Building Blocks of Modern Finance
At CloudBadger, we understand that financial institutions need a diverse array of tools to serve their customers effectively. Our platform offers six core product areas, each designed to address critical aspects of modern banking and financial services:
Deposits
Secure and flexible account management solutions
Deposits
Secure and flexible account management solutions
Deposits
Secure and flexible account management solutions
Lending
Streamlined loan origination and servicing capabilities
Lending
Streamlined loan origination and servicing capabilities
Lending
Streamlined loan origination and servicing capabilities
Investments & Savings
Tools to help your customers grow their wealth
Investments & Savings
Tools to help your customers grow their wealth
Investments & Savings
Tools to help your customers grow their wealth
Payments & Collections
Efficient transaction processing and debt recovery
Payments & Collections
Efficient transaction processing and debt recovery
Payments & Collections
Efficient transaction processing and debt recovery
Retail & Merchant Networks
Expand your reach with robust merchant services
Retail & Merchant Networks
Expand your reach with robust merchant services
Retail & Merchant Networks
Expand your reach with robust merchant services
Identity
Advanced security and authentication system
Identity
Advanced security and authentication system
Identity
Advanced security and authentication system
Discover our six key product areas, each designed to address critical aspects of banking and financial services:
Deposits
Secure and seamless management of customer accounts (personal, business and merchant). Enables features like real-time balance updates, account opening, and automated interest calculations.
Current Accounts
Transaction Accounts
Business Accounts
Wallets
Loyalty & Rewards
Benefits for the Institution
Reduced operational costs
Improved customer service & satisfaction
Enhanced risk management
Increased profitability
Benefits for Customers
Convenience
Flexibility
Transparency
Security
Lending
Comprehensive lending capabilities, supporting a variety of personal and small business loan types. Streamlined application processing, credit assessment, and origination workflows.
Term Loan
Revolving loans
Overdrafts
Peer to Peer
Credit Card (Linked)
Asset Finance
Benefits for the Institution
Improved loan portfolio management
Reduced operational costs
Faster loan decisions
Enhanced risk management
Benefits for Customers
Convenient online application process
Faster loan approvals and funding
Transparent loan terms and conditions
Multiple loan options
Self-service loan management
Investments & Savings
Robust platform for managing customer savings, retirement accounts, and investment portfolios. Includes tools for goal-setting, portfolio monitoring, and seamless fund transfers.
Savings
Notice deposit
Term deposit / save
Group
Community
Benefits for the Institution
Expanded product offerings
Increased revenue potential
Enhanced customer relationships
Improved efficiency
Benefits for Customers
Convenience and accessibility
Diversification options
Investment management tools
Personalized offers
Financial planning resources
Payments & Collections
Handles a wide range of real-time payment functionalities, including online/mobile bill pay, P2AP transfers, wire transfers, and merchant services and collections.
ACH
IAT
Send Money (Mobile, Email)
Remittances
Request to pay
Mobile payments
Instant payments
Online payments
Benefits for the Institution
Increased payment processing efficiency
Reduced costs
Enhanced security
Improved recovery rates
Revenue generation opportunities
Benefits for Customers
Convenience and flexibility
Faster payment processing
Multiple payment options
Improved financial control
Accessibility
Retail & Merchant networks
Retail and merchant networks are critical access points that deliver financial services to underserved populations, especially in emerging markets. These networks include local retailers, small businesses, mobile money agents, and other community-based outlets.
Micro and small retailers
Medium-sized merchants and local businesses
Mobile money agent networks
Neighborhood banking agents and correspondents
Benefits for the Institution
Expanded distribution and reach into underserved communities (last mile)
Lower operational costs compared to traditional branch-based models
Benefits for Customers
Convenient access to essential services
Reduced barriers to entry and familiarity with trusted, local access points
Conduct transactions in cash or digital formats
Identity
Secure customer identity verification and authentication, leveraging multi-factor and biometric capabilities. Ensures regulatory compliance and protects against fraud.
Personal profiles
Business profiles
Merchant/Agent profiles
Enhance KYC (Lite to Full)
Management & back-office portal (own/integration)
User creation & management and Customer identity verification
Benefits for the Institution
Enhanced security and fraud prevention
Improved regulatory compliance
Increased operational efficiency
Enhanced customer experience
Benefits for Customers
Convenience and security
Faster onboarding
Privacy protection
Personalized experiences
Discover our six key product areas, each designed to address critical aspects of banking and financial services:
Deposits
Secure and seamless management of customer accounts (personal, business and merchant). Enables features like real-time balance updates, account opening, and automated interest calculations.
Current Accounts
Transaction Accounts
Business Accounts
Wallets
Loyalty & Rewards
Benefits for the Institution
Reduced operational costs
Improved customer service & satisfaction
Enhanced risk management
Increased profitability
Benefits for Customers
Convenience
Flexibility
Transparency
Security
Lending
Comprehensive lending capabilities, supporting a variety of personal and small business loan types. Streamlined application processing, credit assessment, and origination workflows.
Term Loan
Revolving loans
Overdrafts
Peer to Peer
Credit Card (Linked)
Asset Finance
Benefits for the Institution
Improved loan portfolio management
Reduced operational costs
Faster loan decisions
Enhanced risk management
Benefits for Customers
Convenient online application process
Faster loan approvals and funding
Transparent loan terms and conditions
Multiple loan options
Self-service loan management
Investments & Savings
Robust platform for managing customer savings, retirement accounts, and investment portfolios. Includes tools for goal-setting, portfolio monitoring, and seamless fund transfers.
Savings
Notice deposit
Term deposit / save
Group
Community
Benefits for the Institution
Expanded product offerings
Increased revenue potential
Enhanced customer relationships
Improved efficiency
Benefits for Customers
Convenience and accessibility
Diversification options
Investment management tools
Personalized offers
Financial planning resources
Payments & Collections
Handles a wide range of real-time payment functionalities, including online/mobile bill pay, P2AP transfers, wire transfers, and merchant services and collections.
ACH
IAT
Send Money (Mobile, Email)
Remittances
Request to pay
Mobile payments
Instant payments
Online payments
Benefits for the Institution
Increased payment processing efficiency
Reduced costs
Enhanced security
Improved recovery rates
Revenue generation opportunities
Benefits for Customers
Convenience and flexibility
Faster payment processing
Multiple payment options
Improved financial control
Accessibility
Retail & Merchant networks
Retail and merchant networks are critical access points that deliver financial services to underserved populations, especially in emerging markets. These networks include local retailers, small businesses, mobile money agents, and other community-based outlets.
Micro and small retailers
Medium-sized merchants and local businesses
Mobile money agent networks
Neighborhood banking agents and correspondents
Benefits for the Institution
Expanded distribution and reach into underserved communities (last mile)
Lower operational costs compared to traditional branch-based models
Benefits for Customers
Convenient access to essential services
Reduced barriers to entry and familiarity with trusted, local access points
Conduct transactions in cash or digital formats
Identity
Secure customer identity verification and authentication, leveraging multi-factor and biometric capabilities. Ensures regulatory compliance and protects against fraud.
Personal profiles
Business profiles
Merchant/Agent profiles
Enhance KYC (Lite to Full)
Management & back-office portal (own/integration)
User creation & management and Customer identity verification
Benefits for the Institution
Enhanced security and fraud prevention
Improved regulatory compliance
Increased operational efficiency
Enhanced customer experience
Benefits for Customers
Convenience and security
Faster onboarding
Privacy protection
Personalized experiences
Discover our six key product areas, each designed to address critical aspects of banking and financial services:
Deposits
Secure and seamless management of customer accounts (personal, business and merchant). Enables features like real-time balance updates, account opening, and automated interest calculations.
Current Accounts
Transaction Accounts
Business Accounts
Wallets
Loyalty & Rewards
Benefits for the Institution
Reduced operational costs
Improved customer service & satisfaction
Enhanced risk management
Increased profitability
Benefits for Customers
Convenience
Flexibility
Transparency
Security
Lending
Comprehensive lending capabilities, supporting a variety of personal and small business loan types. Streamlined application processing, credit assessment, and origination workflows.
Term Loan
Revolving loans
Overdrafts
Peer to Peer
Credit Card (Linked)
Asset Finance
Benefits for the Institution
Improved loan portfolio management
Reduced operational costs
Faster loan decisions
Enhanced risk management
Benefits for Customers
Convenient online application process
Faster loan approvals and funding
Transparent loan terms and conditions
Multiple loan options
Self-service loan management
Investments & Savings
Robust platform for managing customer savings, retirement accounts, and investment portfolios. Includes tools for goal-setting, portfolio monitoring, and seamless fund transfers.
Savings
Notice deposit
Term deposit / save
Group
Community
Benefits for the Institution
Expanded product offerings
Increased revenue potential
Enhanced customer relationships
Improved efficiency
Benefits for Customers
Convenience and accessibility
Diversification options
Investment management tools
Personalized offers
Financial planning resources
Payments & Collections
Handles a wide range of real-time payment functionalities, including online/mobile bill pay, P2AP transfers, wire transfers, and merchant services and collections.
ACH
IAT
Send Money (Mobile, Email)
Remittances
Request to pay
Mobile payments
Instant payments
Online payments
Benefits for the Institution
Increased payment processing efficiency
Reduced costs
Enhanced security
Improved recovery rates
Revenue generation opportunities
Benefits for Customers
Convenience and flexibility
Faster payment processing
Multiple payment options
Improved financial control
Accessibility
Retail & Merchant networks
Retail and merchant networks are critical access points that deliver financial services to underserved populations, especially in emerging markets. These networks include local retailers, small businesses, mobile money agents, and other community-based outlets.
Micro and small retailers
Medium-sized merchants and local businesses
Mobile money agent networks
Neighborhood banking agents and correspondents
Benefits for the Institution
Expanded distribution and reach into underserved communities (last mile)
Lower operational costs compared to traditional branch-based models
Benefits for Customers
Convenient access to essential services
Reduced barriers to entry and familiarity with trusted, local access points
Conduct transactions in cash or digital formats
Identity
Secure customer identity verification and authentication, leveraging multi-factor and biometric capabilities. Ensures regulatory compliance and protects against fraud.
Personal profiles
Business profiles
Merchant/Agent profiles
Enhance KYC (Lite to Full)
Management & back-office portal (own/integration)
User creation & management and Customer identity verification
Benefits for the Institution
Enhanced security and fraud prevention
Improved regulatory compliance
Increased operational efficiency
Enhanced customer experience
Benefits for Customers
Convenience and security
Faster onboarding
Privacy protection
Personalized experiences
Enablement services
Powering Your Financial Innovation
At CloudBadger, we go beyond providing core banking products. Our suite of Enablement Services is designed to supercharge your financial offerings, ensuring seamless operations, enhanced security, and superior customer experiences. These services form the backbone of a modern, agile financial institution:
Channels
Back-office (Customer)
Management Portal (Platform)
Smart apps (iOS, Android, Huawei)
Wearables (iOS, Android)
USSD (regional)
Internet Banking
Platform
Cloud native
Elastic and dynamic scaling
Multi-language
Multi-tenancy
Generic Profiles, Products
Generic Transactions and Services core
API driven (16000+)
SaaS, PaaS and BaaS deployments
Security
Multi Factor Auth (MFA)
OAuth built-in
Proof of life
Biometrics
Geolocation
RBAC
Security levels
Merchants
Merchant onboarding
Management
Vouchering & QR transactions
Deposits
Withdrawals
Payments
Collections
Integration
WASPs, SMS, Email
Payment Switches
ID&V, world Check
Scoring Providers
Value Added Services (VAS)
Billers
Platform
Card
Card integrations
Virtual cards
Physical cards
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© Copyright 2025 CloudBadger (Pty) Ltd. All rights reserved. Various trademarks held by their respective owners.
© Copyright 2025 CloudBadger (Pty) Ltd. All rights reserved. Various trademarks held by their respective owners.
© Copyright 2025 CloudBadger (Pty) Ltd. All rights reserved. Various trademarks held by their respective owners.